Lending Guide

DSCR Loan Requirements

DSCR loan requirements at Riverside Park Capital: minimum DSCR of 1.10x, minimum FICO 650+, LTVs up to 90%, loan size up to $15,000,000, investment properties only.

Up to $15,000,000
DSCR

Loan amounts up to $15M.

Key loan facts

Loan amount
Up to $15,000,000
Eligible properties
Single-family rentals, 2–4 unit rentals
Underwriting 1
Min DSCR: 1.10x

Eligible Asset Types

  • Single-family rentals
  • 2–4 unit rentals

Underwriting Guidelines

  • Min DSCR: 1.10x
  • Min FICO: 650+
  • LTVs up to 90%
  • Loan size: Up to $15,000,000
  • Not owner-occupied

Who This Is For

  • Residential investors meeting DSCR requirements

Who This Is Not For

  • Owner-occupants

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

MinimumNone
Core maximum$5,000,000
Not eligible: owner-occupied residential. Loans up to $15M.

Related Programs

Explore Riverside Park Capital

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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.