DSCR Loan Rates
We do not publish DSCR loan rates. Pricing is set deal by deal from inputs such as LTV, DSCR, credit score, loan size and property type. Preliminary terms after you apply are an estimate, not an approval.
Key loan facts
- Loan amount
- $100,000 to $5,000,000
- Loan type
- DSCR
- Eligible properties
- 1-4 unit investment rentals
- Maximum Leverage
- Inputs include LTV, DSCR, credit score, loan size and property type
Commercial purchase and rate-and-term refinance: up to $5 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. Not eligible: owner-occupied residential. Limits vary by program, property and deal, and we confirm them for each deal.
Lending Guide
Program Details
Eligible Asset Types
- 1-4 unit investment rentals
Underwriting Guidelines
- Pricing is deal-specific; no published rate table
- Inputs include LTV, DSCR, credit score, loan size and property type
- The credit report fee is collected through the portal after you accept preliminary terms
Who This Is For
- Investors who want deal-specific preliminary terms
Who This Is Not For
- Owner-occupied residential buyers
Rates are illustrative only and may change without notice. Actual pricing depends on loan type, leverage, collateral, credit profile, DSCR, sponsor experience, market conditions, and capital availability.
Frequently Asked Questions
Ready to start a loan request?
Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.