Select loans
Invest loan by loan
We share loans that match what you look for. You review each one and decide how much to put in. You do more of the work, so you can earn a slightly higher return.
For Investors
Invest in real estate loans we originate
Income from loans secured by investor real estate, sourced and underwritten by the Riverside Park Capital originations desk.
For accredited investors. Investing in real estate loans involves risk, including the loss of your investment. See the disclosures below.
Two ways to invest
Choose the loans yourself, or let us place your capital.
Some investors want to pick each loan. Others want us to do that work. Both come in a short and a long duration.
The fund
Allocate once, and we place it
Put capital into the Riverside Park Capital Debt Fund and we spread it across loans for you. Built for allocators who would rather we handle the selection.
Opening soon. Ask our team to hear when it opens.
Duration
Short or long, in either path.
Shorter loans pay more and return your capital sooner. Longer notes pay less, for longer.
- Short duration
- 1 to 3 yearsShorter loans, such as fix & flip and ground-up construction. A higher yield, with your capital back sooner.
- Long duration
- 5 to 10 yearsLonger notes on permanent loans, such as commercial real estate and DSCR rentals. A lower rate, with income for longer.
On every loan
What you see before you decide.
Each loan we share comes with the facts a credit committee would ask for. Borrower credit and identity details stay private.
The property
Location, property type, units, square footage and year built.
Value and leverage
As-is value, value at completion where there is work to do, LTV and loan-to-cost.
Cash flow
Income, DSCR at the borrower's rate and debt yield.
The loan
Loan amount, rate, term, extensions and prepayment terms.
The plan
The business plan, budget and timeline, and the sponsor's track record.
Our view
Our risk grade and the appraisal, written up by our credit team.
How it works
From account to allocation.
Create your investor account
It takes a few minutes. There is no fee and no commitment.Tell us what you look for
Loan sizes, property types, locations and the duration you prefer.Review the loans we share
We share loans that fit. You see a short summary first, and the full loan page after you sign a confidentiality agreement.Say how much you would like
Pass, or name your share of the loan. Our team then walks you through the documents and next steps.
Who lends
Bank-trained credit, principal-led execution.
Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC, and RBC, have financed more than $4 billion, and started Riverside Park Capital in 2015. See the kind of loans we make on our recent closings page, or read more about us.
Start with an investor account
Tell us what you look for, and we will share loans that fit.
Disclosures
This page is for information only and is not an offer to sell, or a solicitation of an offer to buy, any security. Any investment will be offered only through its own offering documents, and only to accredited investors in jurisdictions where the offer is permitted. Riverside Park Capital does not provide investment, legal, or tax advice.
Loan investments are not bank deposits and are not insured by the FDIC or any government agency. They are not publicly traded and may be hard to sell. Past performance of Riverside Park Capital or its principals does not guarantee future results. Returns are not guaranteed, and investors may lose some or all of their investment.