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Residential Investor

Investment Property Loans

Riverside Park Capital provides residential investment property loans up to $5,000,000: DSCR rental loans, fix and flip loans and ground-up construction loans, each with a minimum FICO of 680.

$100,000 to $5,000,000
Investment Property

Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.

Key loan facts

Loan Amount
$100,000 to $5,000,000
Eligible properties
Single-family investment properties, 2-4 unit investment properties, Residential fix-and-flip projects, New construction investment properties
Minimum FICO
680

Eligible Asset Types

  • Single-family investment properties
  • 2-4 unit investment properties
  • Residential fix-and-flip projects
  • New construction investment properties

Underwriting Guidelines

  • Loan size: $100,000 to $5,000,000 on each program
  • Minimum FICO: 680
  • Programs: DSCR, fix/flip, construction
  • Not owner-occupied

Who This Is For

  • Residential real estate investors
  • Flippers, landlords, developers, and builders
  • Investors across multiple residential strategies

Who This Is Not For

  • Owner-occupied buyers

Frequently Asked Questions

Request Financing

Tell us about the property. We send preliminary terms, which are an estimate and not an approval.

Request Financing View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Program Loan Limits

Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.

Not eligible: owner-occupied residential. Limits vary by program, property and deal, and we confirm them for each deal.

Related Programs

Explore Riverside Park Capital

Ready to start a loan request?

Commercial real estate and investor property loans. Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.

Request FinancingView Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

212-419-1157originations@riversidepark.capital
Riverside Park Capital

Riverside Park Capital is the lender for permanent commercial real estate and residential investor financing. Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.

212-419-1157originations@riversidepark.capital
Commercial
Residential Investor
Request Financing

Riverside Park Capital is not a bank. Financing programs, terms, rates, leverage, loan amounts, and eligibility are subject to underwriting review, lender approval, collateral evaluation, borrower qualifications, market conditions, and applicable law. Information on this website is for general informational purposes only and does not constitute a commitment to lend, loan approval, investment advice, legal advice, tax advice, or a securities offering. Riverside Park Capital does not provide consumer mortgage loans, owner-occupied residential loans, or any product regulated under the Truth in Lending Act (TILA) or the Real Estate Settlement Procedures Act (RESPA) as a consumer product. All loan programs are for business-purpose, investment, or commercial transactions only. Programs, terms, and availability are subject to change without notice.

© 2026 Riverside Park Capital. All rights reserved. Not a consumer mortgage lender. Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. Limits and eligibility vary by program.