Lending Guide

Fix and Flip Loan LTC Guidelines

The maximum LTC for fix and flip loans at Riverside Park Capital is generally up to 85–90% of total project cost, including purchase price and renovation budget.

Up to $15,000,000
Fix and Flip

Loan amounts up to $15M.

Key loan facts

Loan amount
Up to $15,000,000
Eligible properties
Residential investment properties
Underwriting 1
Max LTC: 85–90% of total project cost

Eligible Asset Types

  • Residential investment properties

Underwriting Guidelines

  • Max LTC: 85–90% of total project cost
  • Also subject to ARV limit of 70–75%

Who This Is For

  • Fix and flip investors within LTC guidelines

Who This Is Not For

  • Owner-occupants

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

MinimumNone
Core maximum$5,000,000
Not eligible: owner-occupied residential. Loans up to $15M.

Related Programs

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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.