Lending Guide

Fix and Flip Loan LTC Guidelines

The maximum LTC for fix and flip loans at Riverside Park Capital is generally up to 85–90% of total project cost, including purchase price and renovation budget.

$500,000 – $10,000,000
Fix and Flip

Eligible Asset Types

  • Residential investment properties

Underwriting Guidelines

  • Max LTC: 85–90% of total project cost
  • Also subject to ARV limit of 70–75%

Who This Is For

  • Fix and flip investors within LTC guidelines

Who This Is Not For

  • Owner-occupants
  • Loans below $500,000

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.