Twenty-five years of credit. One firm built to close.
Riverside Park Capital is a direct commercial real estate lender. Our founders began their careers 25 years ago on the lending desks of JPMorgan, Wells Fargo, HSBC, and RBC. In 2015 we built RPC to do what the banks couldn't: underwrite like an institution and execute like a principal.
What we lend on
The box.
- Loan size
- Commercial purchase and rate-and-term refinance: up to $5 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.
- Programs
- DSCR rental · Fix-and-flip · Ground-up construction · Commercial permanent
- Property types
- Multifamily, mixed-use, retail, office, industrial, 1-4 unit investor residential
- Geography
- 48 CRE states · 43 SFR / DSCR states
- Leverage
- Commercial purchase / rate-and-term refinance: up to 75% LTV. Commercial cash-out: up to 75% LTV. Residential DSCR purchase: up to 80% LTV; cash-out leverage confirmed per deal. SBA: up to 90% financing for qualifying transactions only.
- Timing
- Commercial: Closing in as little as 30 days. SBA: Closing in as little as 45 days for qualified transactions. Residential timelines are confirmed per deal.
If your deal fits, you'll know in one call. If it doesn't, we'll tell you that in one call too.
- Financed by our principals
- $4B+
- Founded
- 2015
- Commercial purchase / refi max
- $5 million
- CRE states
- 48
- Commercial close
- As little as 30 days
Who we are
Bank-trained. Not bank-bound.
Before RPC, our founders spent twenty years underwriting, structuring, and closing real estate credit at JPMorgan, Wells Fargo, HSBC, and RBC. Sit in enough credit committee meetings and you learn how banks actually make decisions: what gets a deal approved, what quietly kills it, and how to fix a problem in the structure instead of walking away from the deal.
You also learn where banks fall short. They can't move quickly, they can't make a judgment call, and nobody there picks up the phone. So in 2015 we started Riverside Park Capital to keep the discipline and lose the committee.
Jason Ferrante
Founder & President
Founded Riverside Park Capital in 2015.
Chad Blevins
Operations Manager
Runs day-to-day operations across the origination pipeline
How we operate
Four things you can hold us to.
Estimates are labeled.
Preliminary terms are an estimate built from what you told us. They are not an approval. Final terms follow underwriting.
Fees are in writing.
The term sheet lists the structure, the fees and the conditions in writing. The credit report fee is collected through the portal.
One checklist.
You get one document checklist in your portal, with an upload slot for each item and a note on what it is for. We tell you what is still missing.
Brokers have a portal.
Brokers can submit loan requests and follow their status in the broker portal.
4-Plex
$4,900,000
- Location
- Nashville, TN
- Type
- Fix & Flip
- Leverage
- 75% ARV
Multifamily
$4,900,000
- Location
- Miami, FL
- Type
- Stabilized
- Leverage
- 75% LTV
Office
$4,900,000
- Location
- New York, NY
- Type
- Purchase
- Leverage
- 75% LTV
Retail
$4,850,000
- Location
- Charleston, SC
- Type
- Cash-Out Refinance
- Leverage
- 70% LTV
Technology
Built our own stack.
We run our own underwriting engine and lending portal. Submit a scenario and get a preliminary read within one business day. But every credit decision at RPC is made by a person who's been doing this for 25 years.
Software makes us faster. Judgment makes us right.
Bring us the deal.
Riverside Park Capital Inc makes business purpose loans only. Loans are secured by real estate to business entities. Terms subject to underwriting and change without notice.