Loan Programs

Loan Programs

Commercial real estate financing as our primary program, alongside residential investor financing for non-owner-occupied 1–4 unit properties. Loan amounts from $500,000 to $10,000,000.

residential (1-4 units)

DSCR / Investor Rental

Cash flow-based financing for investor-owned rental properties.

Loans Up To

5M

LTV

Up to 80%

Term

30 years

Key Features

  • •Underwritten to property cash flow
  • •Business-purpose, non-owner-occupied
  • •DSCR-based qualification
  • +5 more features
residential (1-4 units)

Rate & Term Refinance

Rate and term refinance for stabilized investment properties.

Loans Up To

5M

LTV

Up to 80%

Term

15-30 years

Key Features

  • •Lower interest rates
  • •Flexible terms
  • •No cash out
  • +3 more features
residential (1-4 units)

Cash-Out Refinance

Cash-out refinance for investment property equity extraction.

Loans Up To

5M

LTV

Up to 75%

Term

15-30 years

Key Features

  • •Access property equity
  • •Up to 75% LTV
  • •Flexible use of funds
  • +3 more features
residential (1-4 units)

Fix & Flip

Short-term bridge capital for acquisition, renovation, and resale execution.

Loans Up To

10M

LTC

Up to 90% LTC

Term

12-24 months

Key Features

  • •Up to 90% LTC
  • •Loan amounts up to $10 million
  • •12-24 month terms
  • +3 more features
residential (1-4 units)

Ground-Up Construction

Ground-up capital for new construction and development execution.

Loans Up To

10M

LTC

Up to 75% LTC

Term

12-36 months

Key Features

  • •Up to 75% Loan-to-Cost (LTC)
  • •Loan amounts up to $10 million
  • •Interest reserves available
  • +3 more features
residential (1-4 units)

Portfolio Refinance

Portfolio refinance capital for multiple investment assets in one transaction.

Loans Up To

10M

LTV

Up to 75%

Term

30 years

Key Features

  • •Multiple properties
  • •Single transaction
  • •Portfolio DSCR
  • +3 more features
residential (1-4 units)

2nd Mortgage

Revolving credit secured by investment properties for ongoing capital access.

Loans Up To

10M

LTV

Up to 90%

Term

10-30 years

Key Features

  • •Revolving credit line
  • •Up to 90% LTV
  • •Interest-only payments
  • +3 more features
multifamily

Multifamily Bridge Loans

Multifamily bridge capital for acquisition and repositioning.

Loans Up To

10M

LTV

Up to 75% ARV

Term

12-36 months

Key Features

  • •Financing up to 75% ARV
  • •Loan amounts up to $10 million
  • •Rates starting at 9.5%
  • +3 more features
multifamily

Multifamily Permanent Financing

Permanent financing for stabilized multifamily investment properties.

Loans Up To

5M

LTV

Up to 75%

Term

5-25 years

Key Features

  • •Loan amounts up to $5 million
  • •Rates starting at 7.25%
  • •Unlimited cash out
  • +3 more features
commercial

Commercial Mortgage Permanent Financing

Permanent financing for investor-owned commercial real estate.

Loans Up To

5M

LTV

Up to 75%

Term

5-30 years

Key Features

  • •Loan amounts up to $5 million
  • •Rates starting at 7.25%
  • •Unlimited cash out
  • +3 more features
commercial

Commercial Bridge Loans

Commercial bridge capital for acquisition and repositioning.

Loans Up To

10M

LTV

Up to 75% ARV

Term

12-36 months

Key Features

  • •Financing up to 75% ARV
  • •Loan amounts up to $10 million
  • •Rates starting at 9.5%
  • +3 more features

Platform Overview

Institutional Discipline.
Private Credit Execution.

Riverside Park Capital combines disciplined underwriting, structured capital, and responsive execution for sponsors who require certainty in time-sensitive transactions.

Disciplined Timeline

Structured underwriting process with predictable closing timelines for qualified sponsors.

Competitive Terms

Institutional pricing and leverage parameters calibrated to asset quality and sponsor track record.

Reliable Execution

Direct lender with certainty of close on approved transactions.

Submit a Transaction

Submit your transaction for review. Preliminary terms typically issued within one business day.