Lending Guide

DSCR Loan Minimum Credit Score

The minimum credit score (FICO) for a DSCR loan at Riverside Park Capital is generally 650. Higher FICO scores may qualify for better loan terms and higher LTV.

$500,000 – $10,000,000
DSCR

Eligible Asset Types

  • Investment rental properties

Underwriting Guidelines

  • Min FICO: 650+
  • Higher scores may improve LTV and pricing

Who This Is For

  • Investors with 650+ FICO seeking DSCR loans

Who This Is Not For

  • Borrowers below 650 FICO
  • Owner-occupants

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.