Lending Guide

DSCR Loan Minimum Credit Score

The minimum credit score (FICO) for a DSCR loan at Riverside Park Capital is generally 650. Higher FICO scores may qualify for better loan terms and higher LTV.

Up to $15,000,000
DSCR

Loan amounts up to $15M.

Key loan facts

Loan amount
Up to $15,000,000
Eligible properties
Investment rental properties
Underwriting 1
Higher scores may improve LTV and pricing

Eligible Asset Types

  • Investment rental properties

Underwriting Guidelines

  • Min FICO: 650+
  • Higher scores may improve LTV and pricing

Who This Is For

  • Investors with 650+ FICO seeking DSCR loans

Who This Is Not For

  • Borrowers below 650 FICO
  • Owner-occupants

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

MinimumNone
Core maximum$5,000,000
Not eligible: owner-occupied residential. Loans up to $15M.

Related Programs

Explore Riverside Park Capital

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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.