Real Estate Loans in Michigan
- Detroit
- Grand Rapids
- Ann Arbor
- Lansing
- Kalamazoo
- Loan programs
- 1
- Major metros
- 5
- Financing
- Business-purpose
Available Loan Products in Michigan
Commercial Permanent
Loans for commercial real estate investments
Michigan Market Highlights
- Detroit is the center of the state's automotive industry.
- Ann Arbor is home to the University of Michigan.
- Grand Rapids is the state's second-largest metro area.
Michigan Lending Questions
What real estate loans do you offer in Michigan?
Commercial permanent loans for investment and commercial property across Michigan, including Detroit, Grand Rapids, Ann Arbor, Lansing and Kalamazoo. Residential rental loans are not currently offered in Michigan, and fix and flip and construction are confirmed deal by deal.
Do you make commercial real estate loans in Michigan?
Yes. Commercial permanent loans for investor-owned multifamily (5+ units), mixed-use, retail, office, industrial and self-storage property, on occupied property with LTVs up to 75% and amortization up to 30 years: up to $5 million for a purchase, rate-and-term refinance or cash-out refinance.
What does a commercial property need to qualify?
Debt service coverage of at least 1.15x, a 680+ FICO score, the property's financials and leases, and an appraisal. LTVs go up to 75% on 5-30 year terms, on occupied commercial property.
Do you lend in Detroit?
Yes, Detroit is part of our Michigan commercial lending area. Each property is underwritten on its own income, value and condition, so the terms depend on the specific deal rather than the city.
Why Choose Riverside Park Capital in Michigan
$4B+ in Real Estate Financing Supported
Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.
Disciplined Execution
Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.
Business-Purpose Only
All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.
Structured for Sponsors
Programs underwritten to property cash flow, sponsor experience, and asset-level economics.
Not sure which loan fits your next deal?
Request financing for your investment property in Michigan in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.
Ready to Invest in Michigan?
Licensing & Regulatory Information
Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.
Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.