Real Estate Loans in New York
- New York City
- Buffalo
- Rochester
- Syracuse
- Albany
- Yonkers
- Loan programs
- 2
- Major metros
- 6
- Financing
- Business-purpose
Available Loan Products in New York
Commercial Permanent
Loans for commercial real estate investments
Residential DSCR Loan
Debt service coverage ratio loans for rental properties
New York Market Highlights
- New York City is the largest rental market in the United States.
- Buffalo, Rochester, Syracuse and Albany are the largest upstate markets.
- The economy spans finance, technology, media and healthcare.
New York Lending Questions
Do you offer DSCR loans in New York?
Yes. DSCR loans for 1-4 unit rentals, condos and townhomes in New York City, Buffalo, Rochester, Albany, Syracuse and statewide. The loan qualifies on the property's rent, not your personal income.
Can I finance a 2-4 unit rental in New York City with a DSCR loan?
Yes, as long as it is a non-owner-occupied investment property held for rent. Each building is underwritten on its own rent, value and condition, so terms depend on the property rather than the borough.
Do you make commercial real estate loans in New York?
Yes. Commercial permanent loans for investor-owned multifamily (5+ units), mixed-use, retail, office, industrial and self-storage property, on occupied property with LTVs up to 75% and amortization up to 30 years: up to $5 million for a purchase, rate-and-term refinance or cash-out refinance.
Can I get a fix and flip or construction loan in New York?
Fix and flip and ground-up construction are confirmed deal by deal in New York. Send the property and plan, and we tell you quickly whether we can fund it and on what terms.
Why Choose Riverside Park Capital in New York
$4B+ in Real Estate Financing Supported
Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.
Disciplined Execution
Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.
Business-Purpose Only
All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.
Structured for Sponsors
Programs underwritten to property cash flow, sponsor experience, and asset-level economics.
Not sure which loan fits your next deal?
Request financing for your investment property in New York in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.
Ready to Invest in New York?
Licensing & Regulatory Information
Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.
Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.