Real Estate Loans in Ohio
- Columbus
- Cleveland
- Cincinnati
- Dayton
- Akron
- Loan programs
- 2
- Major metros
- 5
- Financing
- Business-purpose
Available Loan Products in Ohio
Commercial Permanent
Loans for commercial real estate investments
Residential DSCR Loan
Debt service coverage ratio loans for rental properties
Ohio Market Highlights
- Columbus is the state capital and its largest city.
- Central Ohio has logistics, healthcare and manufacturing employers.
- Cleveland and Cincinnati have established multifamily markets.
- University towns, including Columbus, Athens and Oxford, have student rental markets.
Ohio Lending Questions
Do you offer DSCR loans in Ohio?
Yes. DSCR loans for 1-4 unit rentals, condos and townhomes across Ohio, including Columbus, Cleveland, Cincinnati, Dayton and Akron. The loan qualifies on the property's rent, not your personal income.
What do I need for a DSCR loan in Cincinnati, Cleveland or Akron?
A minimum 1.10x DSCR, a 680+ FICO score, at least 20% down on a purchase (up to 80% LTV), an appraisal, and a non-owner-occupied rental. Loans go up to $5 million. The requirements are the same in every Ohio city.
Can I get a fix and flip loan in Ohio?
Yes. Fix and flip loans go up to $5 million with a 680+ FICO, on 12-24 month interest-only terms with renovation draws. Leverage is sized on cost and after-repair value, confirmed per deal.
Do you finance new construction in Ohio?
Yes. Ground-up construction loans go up to $5 million with a 680+ FICO, on 12-36 month interest-only terms with construction draws, for builders and developers with completed construction projects. Leverage is sized on total cost, confirmed per deal.
Why Choose Riverside Park Capital in Ohio
$4B+ in Real Estate Financing Supported
Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.
Disciplined Execution
Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.
Business-Purpose Only
All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.
Structured for Sponsors
Programs underwritten to property cash flow, sponsor experience, and asset-level economics.
Not sure which loan fits your next deal?
Request financing for your investment property in Ohio in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.
Ready to Invest in Ohio?
Licensing & Regulatory Information
Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.
Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.