Lending Guide

DSCR Loan Maximum LTV

The maximum LTV for a DSCR loan at Riverside Park Capital is generally up to 75–80%, depending on property type, DSCR ratio, and borrower credit profile.

$500,000 – $10,000,000
DSCR

Eligible Asset Types

  • Single-family rentals
  • 2–4 unit rentals

Underwriting Guidelines

  • Max LTV: up to 75–80%
  • Higher DSCR and FICO may improve LTV
  • Purchase and refinance

Who This Is For

  • Investors seeking high LTV DSCR financing

Who This Is Not For

  • Owner-occupants
  • Loans below $500,000

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.