Real Estate Loans in Tennessee
- Nashville
- Memphis
- Knoxville
- Chattanooga
- Murfreesboro
- Loan programs
- 2
- Major metros
- 5
- Financing
- Business-purpose
Available Loan Products in Tennessee
Commercial Permanent
Loans for commercial real estate investments
Residential DSCR Loan
Debt service coverage ratio loans for rental properties
Tennessee Market Highlights
- Nashville is the state capital and a center for healthcare and music.
- Memphis is a logistics hub on the Mississippi River.
- Knoxville is home to the University of Tennessee.
Tennessee Lending Questions
Do you offer DSCR loans in Tennessee?
Yes. DSCR loans for 1-4 unit rentals, condos and townhomes in Nashville, Memphis, Knoxville, Chattanooga and statewide. The loan qualifies on the property's rent, not your personal income.
What do I need for a DSCR loan in Nashville or Memphis?
A minimum 1.10x DSCR, a 680+ FICO score, at least 20% down on a purchase (up to 80% LTV), an appraisal, and a non-owner-occupied rental property. Loans go up to $5 million. The requirements are the same in every Tennessee city.
Do you make commercial real estate loans in Tennessee?
Yes. Commercial permanent loans for investor-owned multifamily (5+ units), mixed-use, retail, office, industrial and self-storage property, on occupied property with LTVs up to 75% and amortization up to 30 years: up to $5 million for a purchase, rate-and-term refinance or cash-out refinance.
Can I get a fix and flip or construction loan in Tennessee?
Fix and flip and ground-up construction are confirmed deal by deal in Tennessee. Send the property and plan, and we tell you quickly whether we can fund it and on what terms.
Why Choose Riverside Park Capital in Tennessee
$4B+ in Real Estate Financing Supported
Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.
Disciplined Execution
Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.
Business-Purpose Only
All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.
Structured for Sponsors
Programs underwritten to property cash flow, sponsor experience, and asset-level economics.
Not sure which loan fits your next deal?
Request financing for your investment property in Tennessee in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.
Ready to Invest in Tennessee?
Licensing & Regulatory Information
Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.
Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.