Commercial Real Estate Financing
Program Details
Available in 48 states; eligibility is confirmed per deal.
- Loan size
- Purchase and rate-and-term refinance: $100,000 to $5,000,000. Commercial cash-out: up to $5 million. Subject to underwriting.
- Closing
- Closing in as little as 30 days
Eligible Property Types
- Neighborhood and community retail strip centers
- Multi-tenant inline retail properties
- Single-tenant net lease (NNN) retail, investment-grade and non-rated
- Anchored and unanchored retail centers (select programs)
- Urban and suburban ground-floor retail
- Retail condominiums in income-producing commercial buildings
Common Use Cases
- Acquisition of stabilized neighborhood retail with in-place tenancy
- Retail centers in lease-up or tenant transition, reviewed case by case
- Refinance of maturing retail debt on stabilized or near-stabilized assets
- Cash-out refinance of equity from stabilized retail assets
- Value-add repositioning of below-market-occupancy retail centers
- Acquisition of single-tenant NNN retail with long-term leases
Typical Borrower Profile
- Commercial real estate investors and operators with retail experience
- Sponsors acquiring or refinancing neighborhood and community retail
- Net lease investors seeking term financing on NNN retail
- Value-add retail operators with a leasing and repositioning plan
Required Documentation
- Current rent roll with tenant names, lease terms, and base rents
- Trailing 12-month operating statement
- Executed lease agreements for anchor and major tenants
- Borrower/sponsor background and entity documents
- Property appraisal or recent market valuation
- Site plan and property photographs
$100,000 to $5,000,000. Purchase and rate-and-term refinance only; commercial cash-out is capped at $5 million.
How the Preliminary Term Process Works
Programs are available for qualified sponsors, developers, brokers, and real estate investors. Preliminary terms are subject to underwriting, valuation, market conditions, borrower qualifications, collateral review, and final credit approval.
Submit Loan Request Summary
Provide property address, loan amount requested, use of proceeds, and sponsor information through our secure loan request submission portal.Preliminary Review
Our originations team reviews the submission and responds with a preliminary indication of interest and any additional information needed.Term Sheet Issuance
If the loan request meets our program criteria, we issue a preliminary term sheet outlining structure, pricing, and conditions for formal underwriting.
Frequently Asked Questions
Request Financing
Submit your loan request summary and a member of our originations team will follow up to discuss preliminary terms.
Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.