Commercial Real Estate

Small Balance CRE Loans

Riverside Park Capital specializes in small balance commercial real estate loans from $500,000 to $10,000,000, serving investors and sponsors who fall below the institutional lending threshold.

$500,000 – $10,000,000
Small Balance CRE

Eligible Asset Types

  • Multifamily (5+ units)
  • Mixed-use properties
  • Retail strip centers
  • Office buildings
  • Industrial and warehouse
  • Self-storage

Underwriting Guidelines

  • Loan size: $500,000 – $10,000,000
  • Private lending with flexible underwriting
  • Max LTV: up to 75%
  • DSCR: 1.15x+ preferred
  • Bridge and permanent structures available

Who This Is For

  • Independent CRE investors below the CMBS threshold
  • Sponsors who cannot access institutional capital
  • Investors acquiring small commercial properties

Who This Is Not For

  • Transactions exceeding $10M
  • Loans below $500,000
  • Owner-occupied residential

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.