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Real Estate Loans in Oklahoma

Oklahoma offers investors affordable properties with strong rental yields, supported by a diversifying economy that includes energy, aerospace, healthcare, and technology sectors.
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  • Oklahoma City
  • Tulsa
  • Norman
  • Broken Arrow
Loan programs
2
Major metros
4
Financing
Business-purpose

Available Loan Products in Oklahoma

  • Commercial Permanent

    Loans for commercial real estate investments

  • Residential DSCR Loan

    Debt service coverage ratio loans for rental properties

Oklahoma Market Highlights

  • Oklahoma City is the state capital and its largest city.
  • Energy and aerospace are significant employers.
  • Norman is home to the University of Oklahoma.

Oklahoma Lending Questions

What investment property loans do you offer in Oklahoma?

DSCR rental loans, fix and flip loans, and commercial permanent loans, in Oklahoma City, Tulsa, Norman, Broken Arrow and statewide. Ground-up construction is not currently offered in Oklahoma.

Do you offer commercial real estate loans in Oklahoma?

Yes. Commercial permanent loans for investor-owned office, retail, mixed-use and industrial property, on occupied property with LTVs up to 75% and amortization up to 30 years: up to $5 million for a purchase, rate-and-term refinance or cash-out refinance.

What are DSCR loan requirements in Oklahoma?

A minimum 1.10x DSCR, a 680+ FICO score, at least 20% down on a purchase (up to 80% LTV), an appraisal, and a non-owner-occupied rental property. Loans go up to $5 million.

Can I get a fix and flip loan in Oklahoma City or Tulsa?

Yes. Fix and flip loans go up to $5 million with a 680+ FICO, on 12-24 month interest-only terms with renovation draws. Leverage is sized on cost and after-repair value, confirmed per deal.

Why Choose Riverside Park Capital in Oklahoma

What sponsors and investors can count on when they work with RPC.

  • $4B+ in Real Estate Financing Supported

    Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.

  • Disciplined Execution

    Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.

  • Business-Purpose Only

    All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.

  • Structured for Sponsors

    Programs underwritten to property cash flow, sponsor experience, and asset-level economics.

Not sure which loan fits your next deal?

Request financing for your investment property in Oklahoma in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.

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Ready to Invest in Oklahoma?

Get a competitive quote for your next Oklahoma real estate investment. We serve Oklahoma City, Tulsa, Norman, and more.
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Licensing & Regulatory Information

Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.

Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.