Real Estate Loans in Virginia
- Virginia Beach
- Norfolk
- Richmond
- Arlington
- Alexandria
- Chesapeake
- Loan programs
- 1
- Major metros
- 6
- Financing
- Business-purpose
Available Loan Products in Virginia
Commercial Permanent
Loans for commercial real estate investments
Virginia Market Highlights
- Arlington and Alexandria are in the Washington, DC metro area.
- Norfolk and Virginia Beach have a large naval and military presence.
- Richmond is the state capital.
Virginia Lending Questions
What real estate loans do you offer in Virginia?
Commercial permanent loans for investment and commercial property across Virginia. Residential rental loans are not currently offered in Virginia, and fix and flip and construction are confirmed deal by deal.
Do you make commercial real estate loans in Virginia?
Yes. Commercial permanent loans for investor-owned multifamily (5+ units), mixed-use, retail, office, industrial and self-storage property, on occupied property with LTVs up to 75% and amortization up to 30 years: up to $5 million for a purchase, rate-and-term refinance or cash-out refinance.
What does a commercial property need to qualify?
Debt service coverage of at least 1.15x, a 680+ FICO score, the property's financials and leases, and an appraisal. LTVs go up to 75% on 5-30 year terms, on occupied commercial property.
Do you lend in Northern Virginia, Richmond and Hampton Roads?
Yes, all are part of our Virginia commercial lending area. Each property is underwritten on its own income, value and condition, so terms depend on the deal rather than the city.
Why Choose Riverside Park Capital in Virginia
$4B+ in Real Estate Financing Supported
Our principals have financed more than $4 billion. Our founders began their careers on the lending desks of JPMorgan, Wells Fargo, HSBC and RBC.
Disciplined Execution
Preliminary terms are an estimate, not an approval. Final terms follow underwriting, valuation, title and documentation.
Business-Purpose Only
All financing is business-purpose. Commercial programs serve owner-occupied and investor-owned commercial assets; residential investor programs are for non-owner-occupied investment properties only.
Structured for Sponsors
Programs underwritten to property cash flow, sponsor experience, and asset-level economics.
Not sure which loan fits your next deal?
Request financing for your investment property in Virginia in four short steps. Our originations team reviews your scenario and follows up. Submitting this inquiry does not authorize a credit pull.
Ready to Invest in Virginia?
Licensing & Regulatory Information
Licensing and availability vary by program, property and state. We confirm both for each deal. All Riverside Park Capital financing is business-purpose only, for investment and commercial properties.
Riverside Park Capital: All loans are business-purpose. Commercial programs are available for owner-occupied and investor-owned commercial assets. Residential investor programs are for non-owner-occupied investment properties only. Not available for consumer-purpose residential transactions.