Guides, Market Commentary & Program Detail
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Request Financing
Tell us about your property and financing needs. Our originations team will review your scenario and contact you to discuss potential options and next steps.
Request financingThe First-Deal Checklist
The documents a first investment-property loan usually asks for, in plain words — what each one is and what a good copy looks like.
How Our Process Works
How an investment-property loan moves from first call to closing — every step, what we need from you, and what happens next.
Articles
Underwriting guides
Loan Approval Matrix
How DSCR, leverage, credit and property type shape a preliminary loan fit check. Stabilized rentals and commercial are read differently from construction and rehab. Not an approval. Reviewed October 8, 2026.
Why Loans Get Declined
Common reasons loan requests do not fit a program, and a practical fix for each. Not a ranking and not a statistic.
CRE Loan Rates
Riverside Park Capital does not publish commercial real estate loan rates. Pricing is set deal by deal. What affects it and how to get preliminary terms.
CRE LTV Guidelines
The maximum LTV for our commercial loans is 75%, on purchase, rate-and-term refinance and cash-out refinance. How LTV is calculated and how DSCR limits the loan.
Fix & Flip LTC
Leverage is sized on cost and after-repair value, confirmed per deal. How loan-to-cost (LTC) is calculated, with an example.
Fix & Flip ARV
Leverage is sized on cost and after-repair value, confirmed per deal. What ARV is, how it differs from LTV and LTC, and a worked example.
Reference
Lending Glossary
Definitions and plain-English explanations for essential real estate lending terms: DSCR, LTV, ARV, cap rates, draw schedules, and more.
Lending States
Partner programs cover commercial real estate financing in 48 states and SFR / DSCR rental financing in 43 states. RPC licensing and final availability vary by program, property and market. Washington, DC is not currently available.
Recent Closings
View Riverside Park Capital's recent loan transactions and funded deals across DSCR, fix & flip, construction, and commercial programs.