Riverside Park Capital
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Residential Investor

Rental Property Loans

Riverside Park Capital provides rental property loans from $500,000 to $10,000,000 for residential investors. Underwritten using DSCR — no personal income verification required.

$500,000 – $10,000,000
Rental Property / DSCR

Eligible Asset Types

  • Single-family rental properties
  • 2–4 unit rental properties
  • Short-term rental properties
  • Small multifamily rental portfolios

Underwriting Guidelines

  • Loan size: $500,000 – $10,000,000
  • DSCR: 1.10x+ required
  • Min FICO: 650+
  • Max LTV: up to 75–80%
  • Not owner-occupied

Who This Is For

  • Residential rental property investors
  • Buy-and-hold investors growing a rental portfolio
  • Self-employed investors with rental income

Who This Is Not For

  • Owner-occupants buying a primary residence
  • Loans below $500,000

Frequently Asked Questions

DSCR loans are business-purpose loans for non-owner-occupied investment properties and are not consumer owner-occupied residential mortgages.

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

Explore Riverside Park Capital

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Submit a Loan RequestView Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.