What Do RPC's Recorded Financing Case Studies Show?
These selected past transactions show the recorded property type, location, loan amount, financing label and leverage. Closing dates and timelines were not recorded, so these summaries make no speed-of-closing claim.
Key loan facts
- Loan Amount
- $100,000 to $15,000,000
- Eligible properties
- Multifamily, Office, Retail, Industrial, Mixed-use, Self-storage, Cold storage, Hotels, Motels, Data centers
- Maximum Leverage
- 75%; 80%
- Minimum FICO
- 680; 680
- Minimum DSCR
- 1.15x; 1.10x
What can you learn from the transaction records?
The table shows an acquisition, a cash-out refinance and a residential DSCR transaction exactly as recorded. It helps distinguish financing purposes and asset types. It does not explain why underwriting accepted a particular loan or provide evidence that today's applicant will receive the same terms.
Where it fits
Historical leverage belongs to the past transaction. It is not a current DSCR purchase or cash-out guideline. The current program facts below are separate from the source records, and the selection is not ordered by closing date because no closing dates are stored.
Illustrative example
Recorded case summaries appear in the table below. Each row retains the source's financing label rather than adding an unrecorded loan term, repayment structure, borrower story or closing outcome.
Initial fit check
Occupied commercial real estate, minimum FICO 680, minimum DSCR 1.15x, and no more than 75% LTV. Value, income, title and documents must support the request.
Apply with your property and financing request, or submit a deal as a broker through Partners.
Eligible Asset Types
- Multifamily
- Office
- Retail
- Industrial
- Mixed-use
- Self-storage
- Cold storage
- Hotels
- Motels
- Data centers
Which facts are recorded for these selected cases?
As of 2026-10-08| Property | Location | Loan amount | Recorded financing label | Recorded leverage | Closing timeline |
|---|---|---|---|---|---|
| 4-Plex | Houston, TX | $3,500,000 | DSCR | 75% LTV | Not recorded |
| Multifamily | Chicago, IL | $4,100,000 | Acquisition | 75% LTV | Not recorded |
| Multifamily | Seattle, WA | $4,800,000 | Cash-Out Refinance | 70% LTV | Not recorded |
- • Owner-supplied past transaction records. This is a selected set, not a dated ranking or a calculation of total lending activity.
- • No borrower identity, income, credit score, loan term, closing date or closing duration is supplied by these records.
Source: Riverside Park Capital (2026-10-08), https://riversidepark.capital/real-estate-financing-case-studies. Data may be cited or embedded with attribution.
Methodology
- Public lending guidelines reviewed 2026-10-08. Program limits are ceilings, not a commitment to lend. Examples labelled illustrative are calculations, not closed transactions.
Underwriting Guidelines
- Maximum loan amount: $15 million
- Maximum LTV: 75%
- Minimum FICO: 680
- Minimum DSCR: 1.15x
- Occupied commercial real estate only
- Closing in as little as 30 days
- Commercial financing is available in 48 states. Washington, DC is unavailable. Check the property's state before proceeding.
- All property types are subject to underwriting.
- Maximum loan amount: $5 million
- Maximum purchase LTV: 80%
- Minimum FICO: 680
- Minimum DSCR: 1.10x
- Non-owner-occupied residential investment properties only
- Cash-out refinance leverage is confirmed per deal
- Historical terms are not current program limits
- Closing dates and elapsed closing times are not recorded
Who This Is For
- Borrowers researching recorded examples of completed financing
- Brokers distinguishing acquisition, commercial cash-out and residential DSCR requests
Who This Is Not For
- Vacant commercial properties under this occupied-property program
- Consumer home mortgages
- Unrestricted cash-out above the commercial cash-out loan limit
Frequently Asked Questions
Request Financing
Tell us about the property. We send preliminary terms, which are an estimate and not an approval.
Request Financing View Program GuidelinesSubject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.
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Commercial real estate and investor property loans. $100,000 to $15,000,000
Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.