Asset Classes We Finance
Where we lend
- Primary program
- Commercial real estate
- Secondary program
- Residential investor
- Typical loan size
- Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.
Showing commercial properties
Primary Program
Commercial Real Estate
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Multifamily
Apartment buildings with 5 or more units. Stabilized properties use permanent financing; value-add is reviewed case by case. Buildings with 1-4 units use the residential programs.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Mixed-Use
Financing for buildings that combine commercial space with residential units.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Retail
Financing for single-tenant and multi-tenant retail properties.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Office: Medical / Professional
Medical, dental and professional office buildings.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Office: Owner-Occupied
Owner-occupied commercial office is eligible for business-purpose commercial loans.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Warehouse / Distribution
Warehouse and distribution buildings.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Flex / Light Industrial
Flex and light industrial buildings.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Light Manufacturing
Light manufacturing investor properties.
Commercial Permanent
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Self-storage
Occupied commercial real estate only. All property types are subject to underwriting.
Commercial Purchase & Rate-and-Term Refinance, Commercial Cash-Out Refinance
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Cold storage
Occupied commercial real estate only. All property types are subject to underwriting.
Commercial Purchase & Rate-and-Term Refinance, Commercial Cash-Out Refinance
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Hotels
Occupied commercial real estate only. All property types are subject to underwriting.
Commercial Purchase & Rate-and-Term Refinance, Commercial Cash-Out Refinance
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Motels
Occupied commercial real estate only. All property types are subject to underwriting.
Commercial Purchase & Rate-and-Term Refinance, Commercial Cash-Out Refinance
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Data centers
Occupied commercial real estate only. All property types are subject to underwriting.
Commercial Purchase & Rate-and-Term Refinance, Commercial Cash-Out Refinance
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.
Secondary Program
Residential Investor Properties
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1-4 Unit Rental Properties
Financing for non-owner-occupied rentals with 1-4 units. Rental property loans are DSCR loans.
1-4 Unit Residential DSCR
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
DSCR Rental Loans
Cash-flow-based underwriting on the property, not personal income.
1-4 Unit Residential DSCR
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Fix-and-Flip
Short-term capital for acquisition and renovation of investment properties.
Residential Fix & Flip
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Ground-Up Construction
Construction capital for new 1-4 unit residential development.
Ground-Up Construction
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing. - Learn more
Suburban Infill Development
Infill construction of 1-4 unit residential properties, financed as ground-up construction.
Ground-Up Construction
Typical loan size: Commercial purchase and rate-and-term refinance: up to $15 million. Commercial cash-out: up to $5 million. Residential DSCR: up to $5 million. Fix & flip: up to $5 million. Construction: up to $5 million. SBA loan limits are separate from total project financing.