Riverside Park Capital
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Lending Guide

CRE Loan DSCR Requirements

CRE loans at Riverside Park Capital generally require a minimum DSCR of 1.15x. DSCR is calculated as net operating income divided by annual debt service.

$500,000 – $10,000,000
Commercial Real Estate

Eligible Asset Types

  • Income-producing commercial properties

Underwriting Guidelines

  • Min DSCR: 1.15x
  • NOI ÷ Annual Debt Service
  • Stabilized income preferred

Who This Is For

  • CRE investors with stabilized income-producing properties

Who This Is Not For

  • Properties without income
  • Loans below $500,000

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.