Lending Guide

CRE Loan DSCR Requirements

CRE loans at Riverside Park Capital generally require a minimum DSCR of 1.15x. DSCR is calculated as net operating income divided by annual debt service.

Up to $15,000,000
Commercial Real Estate

Loan amounts up to $15M.

Key loan facts

Loan amount
Up to $15,000,000
Eligible properties
Income-producing commercial properties
Underwriting 1
Min DSCR: 1.15x

Eligible Asset Types

  • Income-producing commercial properties

Underwriting Guidelines

  • Min DSCR: 1.15x
  • NOI ÷ Annual Debt Service
  • Stabilized income preferred

Who This Is For

  • CRE investors with stabilized income-producing properties

Who This Is Not For

  • Properties without income

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

MinimumNone
Core maximum$5,000,000
Not eligible: owner-occupied residential. Loans up to $15M.

Related Programs

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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.