Secondary Program

Residential Investor Property Financing$500,000 – $10,000,000

DSCR, fix-and-flip, bridge, and ground-up construction financing for non-owner-occupied 1–4 unit investment properties.

Programs

DSCR Rental Loans · Fix-and-Flip · Bridge · Ground-Up Construction · Suburban Infill Development

Eligible Markets

Top 200 U.S. MSAs only. Rural and low-population markets are not eligible.

Built for Residential Real Estate Investors

Disciplined underwriting and structured capital for non-owner-occupied investment properties.

Non-Owner-Occupied 1–4 Unit Properties

Investor property financing for residential real estate sponsors building or holding rental portfolios.

$500,000 – $10,000,000

Loan sizes structured for residential real estate investors and small developers.

Certainty of Execution

Defined underwriting timelines with closings in as quickly as 7 days, subject to underwriting, valuation, title, and borrower documentation.

Sponsor-Focused Underwriting

DSCR, fix-and-flip, bridge, and ground-up construction financing structured for experienced residential investors.

Residential Investor Programs

DSCR, fix-and-flip, and ground-up construction financing structured to the transaction.

DSCR Rental Loans

Cash flow-based permanent financing for non-owner-occupied 1–4 unit rental properties.

  • Up to 30-year terms
  • Rental income–based qualification
  • First-lien mortgages only
  • Investor-owned only

Fix-and-Flip

Short-term capital for acquisition and renovation of investor-owned residential properties.

  • Terms up to 24 months
  • Acquisition and renovation capital
  • Interest-only structures
  • Draw-based funding

Ground-Up Construction

Construction financing for new residential development and suburban infill projects of 10 or more homes.

  • Terms up to 36 months
  • Single-family and build-to-rent
  • Suburban infill development
  • Milestone-based draw schedule

Key Parameters

Our residential investor programs are designed for 1–4 unit rental properties, fix-and-flip projects, and ground-up suburban infill developments of 10 or more homes.

Loan Amounts
$500,000 – $10,000,000
Property Types
Non-owner-occupied 1–4 unit residential investment properties
Maximum LTV/LTC
Program dependent
Geography
Top 200 MSAs and qualifying population centers
Lien Position
First-lien mortgages only
Terms
Up to 30 years for permanent DSCR financing; up to 36 months for bridge and construction financing
Closing Timeline
As quickly as 7 days, subject to underwriting, valuation, title, and borrower documentation
Borrower Profile
Experienced residential real estate investors and sponsors

Submit a Residential Investor Transaction

Submit your transaction for review. The originations team typically responds with preliminary terms within one business day.