Riverside Park Capital
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Lending Guide

LTC vs LTV Explained

LTV (loan-to-value) measures the loan against current property value. LTC (loan-to-cost) measures the loan against total project cost including acquisition and construction.

$500,000 – $10,000,000
Educational

Eligible Asset Types

  • Any real estate investment

Underwriting Guidelines

  • LTV = Loan ÷ Property Value
  • LTC = Loan ÷ Total Project Cost

Who This Is For

  • Real estate investors learning underwriting concepts

Who This Is Not For

  • N/A

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.