Lending Guide

ARV Explained: After-Repair Value in Real Estate

ARV (After-Repair Value) is the estimated market value of a property after all planned renovations or construction are completed. It is used in fix and flip and construction lending to determine maximum loan amounts.

$500,000 – $10,000,000
Educational

Eligible Asset Types

  • Fix and flip investment properties
  • Construction projects

Underwriting Guidelines

  • ARV determined by independent appraisal
  • Max loan typically 70–75% of ARV

Who This Is For

  • Fix and flip investors
  • Construction borrowers

Who This Is Not For

  • N/A

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.