Lending Guide

Maximum LTV for Multifamily Loans (USA)

Multifamily loans in the U.S. may offer leverage up to 90% on qualifying stabilized assets, while value-add scenarios are sized to LTC and the business plan. Higher leverage requires strong DSCR and experienced sponsors.

Up to $15,000,000
Multifamily Loans

Loan amounts up to $15M.

Key loan facts

Loan amount
Up to $15,000,000
Eligible properties
Stabilized multifamily, Value-add / LTC scenarios, DSCR residential (1–4)
Underwriting 1
Stabilized Multifamily: Up to 90% LTV
Underwriting 2
Value-Add / LTC: Program-specific
Underwriting 3
DSCR Residential (1–4): Up to 90%

Eligible Asset Types

  • Stabilized multifamily
  • Value-add / LTC scenarios
  • DSCR residential (1–4)

Underwriting Guidelines

  • Stabilized Multifamily: Up to 90% LTV
  • Value-Add / LTC: Program-specific
  • DSCR Residential (1–4): Up to 90%

Who This Is For

  • Experienced sponsors
  • Operators with strong DSCR and prime MSA assets

Who This Is Not For

  • Secondary/tertiary markets
  • Weak cash flow
  • High vacancy
  • Asset class risk

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

MinimumNone
Core maximum$5,000,000
Not eligible: owner-occupied residential. Loans up to $15M.

Related Programs

Explore Riverside Park Capital

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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.