Lending Guide

Maximum LTV for Multifamily Loans (USA)

Multifamily loans in the U.S. typically allow 65% to 75% LTV for stabilized assets and up to 80% LTC for value-add or bridge scenarios. Higher leverage is available only with strong DSCR (1.20+) and experienced sponsors.

$500,000 – $10,000,000
Multifamily Loans

Eligible Asset Types

  • Stabilized multifamily
  • Bridge loans
  • Value-add / LTC scenarios
  • DSCR residential (1–4)

Underwriting Guidelines

  • Stabilized Multifamily: 70% – 75% LTV
  • Bridge Loans: Up to 75%
  • Value-Add / LTC: Up to 80%
  • DSCR Residential (1–4): Up to 80%

Who This Is For

  • Experienced sponsors
  • Operators with strong DSCR and prime MSA assets

Who This Is Not For

  • Secondary/tertiary markets
  • Weak cash flow
  • High vacancy
  • Asset class risk

Frequently Asked Questions

Submit a Loan Request

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.