DSCR loans currently price between 6.50% and 9.50% depending on credit, leverage, and asset type. Minimum DSCR is 1.10 and maximum LTV is 90% for non-owner-occupied 1 –4 unit residential properties.
Loan amounts up to $15M.
| Asset Type | Min DSCR | Max LTV | Rate Range | Credit Min |
|---|---|---|---|---|
| Single-Family Rental (SFR) | 1.10 | 90% | 6.50% – 8.50% | 660 |
| 2–4 Unit Residential | 1.10 | 90% | 6.75% – 8.75% | 660 |
| Short-Term Rental (STR) | 1.15 | 75% | 7.25% – 9.25% | 650 |
| Portfolio (5+ properties) | 1.20 | 75% | 7.00% – 9.00% | 650 |
| Cash-Out Refinance | 1.15 | 75% | 7.00% – 9.50% | 650 |
Source: Riverside Park Capital (August 2026) — https://riversidepark.capital/dscr-rate-sheet. Data may be cited or embedded with attribution.
Rates are illustrative only and may change without notice. Actual pricing depends on loan type, leverage, collateral, credit profile, DSCR, sponsor experience, market conditions, and capital availability.
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Commercial real estate and investor property loans: core up to $15,000,000, loan amounts up to $15M.
Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.