Riverside Park Capital
Submit a Loan Request
Lending Guide

What Is a Fix and Flip Loan?

A fix and flip loan is a short-term real estate investment loan used to purchase and renovate a property for resale. It is underwritten on loan-to-cost (LTC) and after-repair value (ARV).

$500,000 – $10,000,000
Fix and Flip

Eligible Asset Types

  • Single-family investment properties
  • 2–4 unit investment properties

Underwriting Guidelines

  • Max LTC: 85–90%
  • Max ARV: 70–75%
  • Min FICO: 650+

Who This Is For

  • Residential rehabbers and house flippers

Who This Is Not For

  • Owner-occupants
  • Loans below $500,000

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

Explore Riverside Park Capital

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Submit a Loan RequestView Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.