Riverside Park Capital
Submit a Loan Request
Lending Guide

Residential Bridge Loan Terms (2026 Guide)

Residential bridge loans are short-term financing solutions generally sized for 12–24 months and up to 80% LTV. They are used to acquire or renovate non-owner-occupied 1–4 unit properties before sale or DSCR refinance.

$500,000 – $10,000,000
Bridge Loans

Eligible Asset Types

  • Non-owner-occupied 1–4 unit properties
  • Renovation and stabilization projects
  • Investment property acquisitions with a defined exit

Underwriting Guidelines

  • Loan Term: 12–24 months
  • Max LTV: up to 80%
  • Exit Strategy Required: Yes

Who This Is For

  • Residential real estate investors
  • Borrowers with a clear DSCR refinance or sale exit strategy

Who This Is Not For

  • No clear exit strategy
  • Weak market fundamentals
  • Over-leveraged structures

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

Explore Riverside Park Capital

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Submit a Loan RequestView Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.