Riverside Park Capital
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Lending Guide

DSCR Loan No Income Verification

DSCR loans are commonly structured without personal income verification because they are underwritten to property cash flow. Lenders still review credit, DSCR, LTV, and the property itself.

$500,000 – $10,000,000
DSCR Loans

Eligible Asset Types

  • Non-owner-occupied rental properties

Underwriting Guidelines

  • DSCR: 1.10+
  • Up to 80% LTV
  • Credit score reviewed
  • Property cash flow drives approval

Who This Is For

  • Investors with strong rental income
  • Borrowers seeking asset-based underwriting

Who This Is Not For

  • Borrowers needing consumer mortgage products
  • Unstable rental income

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.