Riverside Park Capital
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Lending Guide

DSCR Loan 1.10 Minimum Lender

Riverside Park Capital provides DSCR loans from $500,000 to $10,000,000 with a minimum DSCR of 1.10 and up to 80% LTV for non-owner-occupied properties. Most lenders focus on property cash flow rather than personal income.

$500,000 – $10,000,000
DSCR Loans

Eligible Asset Types

  • Non-owner-occupied 1–4 unit residential investment properties

Underwriting Guidelines

  • Minimum DSCR: 1.10
  • Maximum LTV: 80%
  • Credit Score: 660+
  • Most lenders prioritize cash flow

Who This Is For

  • Investors needing a 1.10 DSCR approval path
  • Borrowers using rental income to qualify

Who This Is Not For

  • Owner-occupied residences
  • Loan requests below 1.10 DSCR

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.