Riverside Park Capital
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Lending Guide

DSCR Loan Cash-Out Refinance

DSCR cash-out refinance lets investors pull equity from rental properties while keeping qualification tied to property cash flow. Typical leverage is up to 80% LTV on eligible non-owner-occupied assets.

$500,000 – $10,000,000
DSCR Loans

Eligible Asset Types

  • Non-owner-occupied rental properties

Underwriting Guidelines

  • Up to 80% LTV
  • DSCR 1.10+
  • Stable rental income
  • Eligible appraisal and title review

Who This Is For

  • Portfolio investors refinancing rental assets
  • Borrowers extracting equity for new acquisitions

Who This Is Not For

  • Owner-occupied homes
  • Low DSCR or unstable income

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.