Riverside Park Capital
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Lending Guide

Bridge Loan vs DSCR Loan

A bridge loan is short-term, interest-only financing for transitional properties. A DSCR loan is long-term rental financing based on property income. Bridge loans are often used before transitioning to a DSCR loan.

$500,000 – $10,000,000
Bridge / DSCR

Eligible Asset Types

  • Investment properties

Underwriting Guidelines

  • Bridge: 12–36 months, interest-only
  • DSCR: 30-year, based on rental income

Who This Is For

  • Investors comparing bridge and DSCR loan options

Who This Is Not For

  • Owner-occupants
  • Loans below $500,000

Frequently Asked Questions

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

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Commercial real estate and investor property loans from $500,000 to $10,000,000.

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Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.