# Rental Property Loans

> Rental property loans up to $5,000,000 for residential real estate investors. DSCR lending on single-family and 2-4 unit rentals: up to 80% purchase LTV, 1.10x minimum DSCR.

Canonical: https://riversidepark.capital/rental-property-loans
Markdown: https://riversidepark.capital/rental-property-loans.md

## Quick answer

Riverside Park Capital provides rental property loans up to $5,000,000 for residential investors. They are underwritten on DSCR, so no personal income verification is required: up to 80% purchase LTV, a 1.10x minimum DSCR and a 680 minimum FICO.

## Loan parameters

- Loan size: $100,000 to $5,000,000
- Loan type: Rental Property / DSCR

## Eligible assets

- Single-family rental properties
- 2-4 unit rental properties
- Short-term rental properties
- Portfolios of 1-4 unit rentals

## Underwriting guidelines

- Loan size: $100,000 to $5,000,000
- Maximum purchase LTV: 80%
- Minimum DSCR: 1.10x
- Minimum FICO: 680
- Non-owner-occupied residential investment properties only
- Cash-out refinance leverage is confirmed per deal

## FAQs

**Q: What loan programs are available for rental properties?**

Our primary program for rental properties is DSCR financing, underwritten on property cash flow without personal income verification.

**Q: Can I finance a rental property portfolio?**

Yes. We can structure individual loans or portfolio financing for multiple rental properties within the DSCR per-loan maximum of $5M.

## Related

- [DSCR Loans](https://riversidepark.capital/dscr-loans)
- [DSCR Loan Requirements](https://riversidepark.capital/dscr-loan-requirements)
- [Investment Property Loans](https://riversidepark.capital/investment-property-loans)
- [DSCR Loans up to $5M](https://riversidepark.capital/dscr-loans-500k-to-10m)

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Source: Riverside Park Capital - https://riversidepark.capital/rental-property-loans