# What Do RPC's Recorded Financing Case Studies Show?

> These selected past transactions show the recorded property type, location, loan amount, financing label and leverage. Closing dates and timelines were not recorded, so these summaries make no speed-of-closing claim.

Canonical: https://riversidepark.capital/real-estate-financing-case-studies
Markdown: https://riversidepark.capital/real-estate-financing-case-studies.md

## Quick answer

These selected past transactions show the recorded property type, location, loan amount, financing label and leverage. Closing dates and timelines were not recorded, so these summaries make no speed-of-closing claim.

## What can you learn from the transaction records?

The table shows an acquisition, a cash-out refinance and a residential DSCR transaction exactly as recorded. It helps distinguish financing purposes and asset types. It does not explain why underwriting accepted a particular loan or provide evidence that today's applicant will receive the same terms.

**Where it fits:** Historical leverage belongs to the past transaction. It is not a current DSCR purchase or cash-out guideline. The current program facts below are separate from the source records, and the selection is not ordered by closing date because no closing dates are stored.

**Example:** Recorded case summaries appear in the table below. Each row retains the source's financing label rather than adding an unrecorded loan term, repayment structure, borrower story or closing outcome.

**Fit check:** Occupied commercial real estate, minimum FICO 680, minimum DSCR 1.15x, and no more than 75% LTV. Value, income, title and documents must support the request.

Apply with your property and financing request, or submit a deal as a broker through Partners.

## Loan parameters

- Loan size: $100,000 to $15,000,000
- Loan type: Commercial Purchase & Rate-and-Term Refinance

## Eligible assets

- Multifamily
- Office
- Retail
- Industrial
- Mixed-use
- Self-storage
- Cold storage
- Hotels
- Motels
- Data centers

## Underwriting guidelines

- Maximum loan amount: $15 million
- Maximum LTV: 75%
- Minimum FICO: 680
- Minimum DSCR: 1.15x
- Occupied commercial real estate only
- Closing in as little as 30 days
- Commercial financing is available in 48 states. Washington, DC is unavailable. Check the property's state before proceeding.
- All property types are subject to underwriting.
- Maximum loan amount: $5 million
- Maximum purchase LTV: 80%
- Minimum FICO: 680
- Minimum DSCR: 1.10x
- Non-owner-occupied residential investment properties only
- Cash-out refinance leverage is confirmed per deal
- Historical terms are not current program limits
- Closing dates and elapsed closing times are not recorded

## Which facts are recorded for these selected cases? (as of 2026-10-08)

| Property | Location | Loan amount | Recorded financing label | Recorded leverage | Closing timeline |
| --- | --- | --- | --- | --- | --- |
| 4-Plex | Houston, TX | $3,500,000 | DSCR | 75% LTV | Not recorded |
| Multifamily | Chicago, IL | $4,100,000 | Acquisition | 75% LTV | Not recorded |
| Multifamily | Seattle, WA | $4,800,000 | Cash-Out Refinance | 70% LTV | Not recorded |

- Owner-supplied past transaction records. This is a selected set, not a dated ranking or a calculation of total lending activity.
- No borrower identity, income, credit score, loan term, closing date or closing duration is supplied by these records.

## FAQs

**Q: Are these the latest transactions?**

No recency claim is made. The source has no closing dates, so the examples cannot be ranked by when they closed.

**Q: Do these past LTVs set today's program limits?**

No. Current commercial leverage is up to 75% LTV; residential DSCR purchase leverage is up to 80% LTV and DSCR cash-out leverage is confirmed per deal. Recorded past leverage is historical only.

**Q: Can these cases prove a closing timeline?**

No. A documented start date and closing date, plus permission to publish the supporting details, would be needed for a timing claim. Those facts are not present in the source.

## Related

- [Commercial Purchase & Rate-and-Term Refinance](https://riversidepark.capital/commercial-real-estate-loans)
- [Apply for financing](https://riversidepark.capital/apply)
- [Submit a deal as a broker](https://riversidepark.capital/partners)
- [Residential DSCR](https://riversidepark.capital/dscr-loans)
- [Commercial cash-out](https://riversidepark.capital/unlimited-cash-out-refinance)
- [Current program comparison](https://riversidepark.capital/commercial-vs-sba-vs-dscr-financing)

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Source: Riverside Park Capital - https://riversidepark.capital/real-estate-financing-case-studies