# Multifamily Loans

> Multifamily loans from $500,000 to $10,000,000 for 5+ unit apartment buildings, garden apartments, and small apartment complexes. Permanent financing available.

Canonical: https://riversidepark.capital/multifamily-loans
Markdown: https://riversidepark.capital/multifamily-loans.md

## Quick answer

Riverside Park Capital provides multifamily loans from $500,000 to $10,000,000 for 5+ unit apartment buildings and multifamily investment properties. Permanent financing available.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: Multifamily

## Eligible assets

- 5+ unit apartment buildings
- Garden apartments
- Small apartment complexes
- Mixed-use with residential above commercial
- Value-add multifamily acquisitions
- Stabilized multifamily refinancing

## Underwriting guidelines

- Loan size: $500,000 – $10,000,000
- Max LTV: up to 75% on stabilized assets
- DSCR: 1.15x+ preferred on permanent financing
- Occupancy: generally 85%+ for permanent financing

## FAQs

**Q: What is the minimum property size for a multifamily loan?**

We generally finance 5+ unit multifamily properties. Smaller 2–4 unit properties may qualify under our residential investor programs.

**Q: Do you finance value-add multifamily properties?**

We evaluate value-add multifamily acquisitions against the business plan, sponsor experience, leverage, and expected stabilization path.

**Q: What occupancy is required for permanent multifamily financing?**

We generally require 85% or higher occupancy for permanent multifamily loans. Lower occupancy requires a documented stabilization plan.

**Q: What states do you lend in for multifamily loans?**

We lend nationwide with particular focus on Texas, Florida, Southeast, Mid-Atlantic, Midwest, and Northeast markets.

## Related

- [Commercial Real Estate Loans](https://riversidepark.capital/commercial-real-estate-loans)
- [Mixed-Use Property Loans](https://riversidepark.capital/mixed-use-property-loans)
- [Commercial Permanent Loans](https://riversidepark.capital/commercial)
- [Value-Add CRE Loans](https://riversidepark.capital/value-add-cre-loans)
- [How to Finance Multifamily Property](https://riversidepark.capital/how-to-finance-multifamily-property)
- [Multifamily Loans $500K–$10M](https://riversidepark.capital/multifamily-loans-500k-to-10m)

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Source: Riverside Park Capital — https://riversidepark.capital/multifamily-loans