# Mixed-Use Property Loans

> Mixed-use property loans from $500,000 to $10,000,000. Finance stabilized retail-residential, office-residential, and other mixed-use assets with permanent financing.

Canonical: https://riversidepark.capital/mixed-use-property-loans
Markdown: https://riversidepark.capital/mixed-use-property-loans.md

## Quick answer

Riverside Park Capital provides mixed-use property loans from $500,000 to $10,000,000. We finance properties combining retail, office, or commercial space with residential units.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: Mixed-Use

## Eligible assets

- Retail below / residential above
- Office below / residential above
- Mixed-use in urban and suburban markets
- Main Street commercial-residential buildings
- Value-add mixed-use acquisitions

## Underwriting guidelines

- Loan size: $500,000 – $10,000,000
- Max LTV: up to 70–75% depending on income mix
- DSCR: 1.15x+ preferred on commercial income
- Value-add and lease-up plans reviewed case by case

## FAQs

**Q: How is a mixed-use property underwritten?**

We underwrite the combined net operating income from both commercial and residential components. DSCR is evaluated on the blended income stream.

**Q: What LTV is available on mixed-use properties?**

Maximum LTV is generally up to 70–75% depending on the income mix between commercial and residential components.

**Q: Can I finance a mixed-use property undergoing renovation?**

We review mixed-use acquisitions and renovations case by case, based on the property income, sponsor plan, leverage, and path to stabilization.

## Related

- [Commercial Real Estate Loans](https://riversidepark.capital/commercial-real-estate-loans)
- [Retail Property Loans](https://riversidepark.capital/retail-property-loans)
- [Commercial Permanent Loans](https://riversidepark.capital/commercial)
- [Mixed-Use Loans $500K–$10M](https://riversidepark.capital/mixed-use-loans-500k-to-10m)

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Source: Riverside Park Capital — https://riversidepark.capital/mixed-use-property-loans