# Ground-Up Construction Loans

> Ground-up construction loans from $500,000 to $10,000,000 for residential investment and suburban infill development projects. Private construction financing for experienced builders.

Canonical: https://riversidepark.capital/ground-up-construction-loans
Markdown: https://riversidepark.capital/ground-up-construction-loans.md

## Quick answer

Riverside Park Capital provides ground-up construction loans from $500,000 to $10,000,000 for experienced residential builders, developers, and suburban infill development projects.

## Construction capital follows the development plan

Ground-up construction financing is evaluated against land basis, plans, permits, hard and soft costs, builder capability, contingency, draw schedule, and the expected sale or stabilization exit.

**Where it fits:** The program is designed for experienced builders and developers pursuing residential construction, build-to-rent, townhome, or suburban infill projects—not first-time owner-occupied construction.

**Example:** A suburban infill sponsor may request one structure covering land acquisition, horizontal development, and vertical construction, with advances tied to verified milestones.

**Fit check:** Bring the site-control or land information, plans, budget, permits, builder contract, schedule, sources and uses, and realistic exit assumptions.

Review the construction and infill pages before submitting a complete project summary.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: Ground-Up Construction

## Eligible assets

- Single-family residential construction
- 2–4 unit construction projects
- Suburban infill development (10+ homes)
- Build-to-rent development
- Townhome development

## Underwriting guidelines

- Loan size: $500,000 – $10,000,000
- Max LTC: up to 80–85%
- Max ARV/LTV: up to 70%
- Construction draws based on completed work
- Builder experience and track record required

## FAQs

**Q: What is a ground-up construction loan?**

A ground-up construction loan is short-term financing to build a residential or commercial property from scratch. Funds are disbursed in draws as construction milestones are completed.

**Q: Do you finance suburban infill development?**

Yes. Suburban infill development of 10 or more single-family homes is a core focus. We finance acquisition, horizontal development, and vertical construction.

## Related

- [Suburban Infill Development Loans](https://riversidepark.capital/suburban-infill-development-loans)
- [Build-to-Rent Financing](https://riversidepark.capital/build-to-rent-financing)
- [Construction Loans $500K–$10M](https://riversidepark.capital/construction-loans-500k-to-10m)
- [How to Finance Suburban Infill Development](https://riversidepark.capital/how-to-finance-suburban-infill-development)

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Source: Riverside Park Capital — https://riversidepark.capital/ground-up-construction-loans