# Fix and Flip Loan LTC Guidelines

> What is LTC for fix and flip loans? Learn how loan-to-cost is calculated and the maximum LTC for fix and flip financing at Riverside Park Capital.

Canonical: https://riversidepark.capital/fix-and-flip-loan-ltc
Markdown: https://riversidepark.capital/fix-and-flip-loan-ltc.md

## Quick answer

The maximum LTC for fix and flip loans at Riverside Park Capital is generally up to 85–90% of total project cost, including purchase price and renovation budget.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: Fix and Flip

## Eligible assets

- Residential investment properties

## Underwriting guidelines

- Max LTC: 85–90% of total project cost
- Also subject to ARV limit of 70–75%

## FAQs

**Q: How is LTC calculated for a fix and flip loan?**

LTC = Loan Amount ÷ Total Project Cost. Total project cost includes the purchase price plus the renovation budget. We lend up to 85–90% of total project cost.

## Related

- [Fix and Flip Loans](https://riversidepark.capital/fix-and-flip-loans)
- [LTC vs LTV Explained](https://riversidepark.capital/ltc-vs-ltv-explained)
- [Fix and Flip Loan ARV](https://riversidepark.capital/fix-and-flip-loan-arv)

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Source: Riverside Park Capital — https://riversidepark.capital/fix-and-flip-loan-ltc