# DSCR Rate Sheet (Monthly)

> Monthly DSCR rate sheet from Riverside Park Capital: rate ranges, DSCR floors, and LTV caps by asset type. Citable data for investors and writers.

Canonical: https://riversidepark.capital/dscr-rate-sheet
Markdown: https://riversidepark.capital/dscr-rate-sheet.md

## Quick answer

DSCR loans currently price between 6.50% and 9.50% depending on credit, leverage, and asset type. Minimum DSCR is 1.10 and maximum LTV is 80% for non-owner-occupied 1–4 unit residential properties.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: DSCR Loans

## Eligible assets

- Non-owner-occupied 1–4 unit residential investment properties

## Underwriting guidelines

- Minimum DSCR: 1.10
- Maximum LTV: 80%
- Credit Score: 660+ (720+ for best pricing)
- Loan size: $500,000 – $10,000,000

## DSCR Pricing & Leverage by Asset Type (as of August 2026)

| Asset Type | Min DSCR | Max LTV | Rate Range | Credit Min |
| --- | --- | --- | --- | --- |
| Single-Family Rental (SFR) | 1.10 | 80% | 6.50% – 8.50% | 660 |
| 2–4 Unit Residential | 1.10 | 80% | 6.75% – 8.75% | 660 |
| Short-Term Rental (STR) | 1.15 | 75% | 7.25% – 9.25% | 680 |
| Portfolio (5+ properties) | 1.20 | 75% | 7.00% – 9.00% | 680 |
| Cash-Out Refinance | 1.15 | 75% | 7.00% – 9.50% | 680 |

- Pricing reflects published ranges and is indicative, not a commitment to lend.
- Best pricing typically requires 720+ FICO, ≤70% LTV, and DSCR ≥1.25.

- DSCR floor: 1.10
- Max LTV: 80%
- Loan size: $500K–$10M

## FAQs

**Q: How often is the DSCR rate sheet updated?**

Monthly. Each release is dated and published at the same URL for citation.

**Q: Are these rates a commitment?**

No. They are indicative ranges based on recent activity and are subject to credit, property, and market conditions.

**Q: Can I cite or embed this data?**

Yes. Cite as 'Source: Riverside Park Capital (Month Year)' with a link back to this page.

## Related

- [Loan Approval Matrix](https://riversidepark.capital/loan-approval-matrix)
- [DSCR Loan Requirements 2026](https://riversidepark.capital/dscr-loan-requirements-2026)
- [Submit a Loan Request](https://riversidepark.capital/apply)

---
Source: Riverside Park Capital — https://riversidepark.capital/dscr-rate-sheet