# DSCR Loan Requirements

> DSCR loan requirements including minimum DSCR, credit score, LTV, and eligible property types. Complete guide to qualifying for a DSCR rental property loan.

Canonical: https://riversidepark.capital/dscr-loan-requirements
Markdown: https://riversidepark.capital/dscr-loan-requirements.md

## Quick answer

DSCR loan requirements at Riverside Park Capital: minimum DSCR of 1.10x, minimum FICO 650+, maximum LTV up to 75–80%, loan size $500,000–$10,000,000, investment properties only.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: DSCR

## Eligible assets

- Single-family rentals
- 2–4 unit rentals

## Underwriting guidelines

- Min DSCR: 1.10x
- Min FICO: 650+
- Max LTV: up to 75–80%
- Loan size: $500,000 – $10,000,000
- Not owner-occupied

## FAQs

**Q: What credit score is required for a DSCR loan?**

We generally require a minimum FICO score of 650 for DSCR loan qualification.

**Q: Does DSCR include taxes and insurance?**

Yes. DSCR is calculated using total debt service including principal, interest, taxes, insurance, and HOA (PITIA).

## Related

- [What Is a DSCR Loan?](https://riversidepark.capital/what-is-a-dscr-loan)
- [DSCR Loan Min Credit Score](https://riversidepark.capital/dscr-loan-minimum-credit-score)
- [DSCR Loan Max LTV](https://riversidepark.capital/dscr-loan-max-ltv)
- [DSCR Loans](https://riversidepark.capital/dscr-loans)

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Source: Riverside Park Capital — https://riversidepark.capital/dscr-loan-requirements