# DSCR Loan Minimum Credit Score

> What is the minimum credit score for a DSCR loan? Learn the FICO requirements for DSCR investor rental financing at Riverside Park Capital.

Canonical: https://riversidepark.capital/dscr-loan-minimum-credit-score
Markdown: https://riversidepark.capital/dscr-loan-minimum-credit-score.md

## Quick answer

The minimum credit score (FICO) for a DSCR loan at Riverside Park Capital is generally 650. Higher FICO scores may qualify for better loan terms and higher LTV.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: DSCR

## Eligible assets

- Investment rental properties

## Underwriting guidelines

- Min FICO: 650+
- Higher scores may improve LTV and pricing

## FAQs

**Q: Can I get a DSCR loan with a 620 credit score?**

Our general minimum is 650. Borrowers below this threshold should contact us to discuss options or work on improving their credit profile.

**Q: Does a higher credit score improve DSCR loan terms?**

Yes. Higher FICO scores generally result in better pricing and may allow for higher LTV ratios on DSCR loans.

## Related

- [DSCR Loan Requirements](https://riversidepark.capital/dscr-loan-requirements)
- [DSCR Loans](https://riversidepark.capital/dscr-loans)
- [What Is a DSCR Loan?](https://riversidepark.capital/what-is-a-dscr-loan)

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Source: Riverside Park Capital — https://riversidepark.capital/dscr-loan-minimum-credit-score