# CRE Refinance Loans

> Commercial real estate refinancing from $500,000 to $10,000,000. Rate-and-term and cash-out refinancing for stabilized CRE assets including multifamily, retail, office, and industrial.

Canonical: https://riversidepark.capital/cre-refinance-loans
Markdown: https://riversidepark.capital/cre-refinance-loans.md

## Quick answer

Riverside Park Capital provides CRE refinancing from $500,000 to $10,000,000 for stabilized commercial properties. Rate-and-term and cash-out refinancing available.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: CRE Refinance

## Eligible assets

- Stabilized multifamily
- Retail strip centers
- Office buildings
- Industrial and warehouse
- Mixed-use properties

## Underwriting guidelines

- Loan size: $500,000 – $10,000,000
- Rate-and-term and cash-out available
- Max LTV: up to 75% on stabilized assets
- DSCR: 1.15x+ preferred
- 12-month ownership seasoning generally required for cash-out

## FAQs

**Q: Can I cash out on a commercial real estate refinance?**

Yes. Cash-out CRE refinancing is available on stabilized commercial properties with sufficient equity and income, generally with 12+ months of ownership.

**Q: What DSCR is required to refinance a commercial property?**

We generally require a minimum DSCR of 1.15x on the refinanced loan amount based on in-place or stabilized net operating income.

## Related

- [Commercial Real Estate Loans](https://riversidepark.capital/commercial-real-estate-loans)
- [Commercial Permanent Loans](https://riversidepark.capital/commercial)
- [CRE Loan DSCR Requirements](https://riversidepark.capital/cre-loan-dscr-requirements)
- [CRE Loan LTV Guidelines](https://riversidepark.capital/cre-loan-ltv-guidelines)

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Source: Riverside Park Capital — https://riversidepark.capital/cre-refinance-loans