# Commercial Real Estate Loans

> Riverside Park Capital provides commercial real estate loans from $500,000 to $10,000,000 for multifamily, mixed-use, retail, office, industrial, and warehouse properties nationwide.

Canonical: https://riversidepark.capital/commercial-real-estate-loans
Markdown: https://riversidepark.capital/commercial-real-estate-loans.md

## Quick answer

Riverside Park Capital provides commercial real estate loans from $500,000 to $10,000,000 for multifamily, mixed-use, retail, office, industrial, and other investor-owned commercial properties.

## Commercial lending starts with the asset and its cash flow

Commercial real estate financing is generally sized around the property's income, value, occupancy, business plan, and the sponsor's experience. Riverside Park Capital reviews stabilized and transitional investor-owned assets within its program range.

**Where it fits:** This page is most relevant for multifamily, mixed-use, retail, office, industrial, warehouse, and self-storage properties—not owner-occupied homes.

**Example:** A sponsor refinancing a stabilized apartment building may be evaluated on NOI, DSCR, occupancy, leverage, property condition, and the requested exit structure.

**Fit check:** Start with property type, current occupancy, in-place NOI, requested loan amount, and whether the transaction is an acquisition or refinance.

Have those basics ready? Submit the transaction for an originations review.

## Loan parameters

- Loan size: $500,000 – $10,000,000
- Loan type: Commercial Real Estate

## Eligible assets

- Multifamily (5+ units)
- Mixed-use properties
- Retail centers and storefronts
- Office buildings
- Industrial and warehouse
- Self-storage facilities
- Stabilized commercial acquisitions

## Underwriting guidelines

- Loan size: $500,000 – $10,000,000
- Max LTV: up to 75% on stabilized assets
- DSCR: generally 1.15x or higher preferred
- Borrower type: investors, sponsors, owner-operators (commercial use)
- Recourse and non-recourse structures considered
- Permanent financing available for stabilized assets

## FAQs

**Q: What types of commercial real estate does Riverside Park Capital finance?**

We finance multifamily (5+ units), mixed-use, retail, office, industrial, warehouse, and self-storage properties. Loans range from $500,000 to $10,000,000.

**Q: What is the maximum LTV for a commercial real estate loan?**

Maximum LTV is generally up to 75% on stabilized income-producing commercial properties. Value-add acquisitions may vary.

**Q: What DSCR is required for a commercial loan?**

We generally prefer a minimum DSCR of 1.15x on stabilized commercial assets. Value-add acquisitions are underwritten to the business plan and stabilization path.

**Q: How fast can Riverside Park Capital close a commercial loan?**

Timeline depends on loan request complexity, but we target efficient closings for qualified borrowers with complete documentation packages.

**Q: Do you offer commercial real estate refinancing?**

Yes. We provide rate-and-term refinancing and cash-out refinancing on stabilized commercial properties within our $500K–$10M loan size range.

## Related

- [Multifamily Loans](https://riversidepark.capital/multifamily-loans)
- [Mixed-Use Property Loans](https://riversidepark.capital/mixed-use-property-loans)
- [Retail Property Loans](https://riversidepark.capital/retail-property-loans)
- [Office Building Loans](https://riversidepark.capital/office-building-loans)
- [Industrial Property Loans](https://riversidepark.capital/industrial-property-loans)
- [Commercial Permanent Loans](https://riversidepark.capital/commercial)
- [CRE Refinance Loans](https://riversidepark.capital/cre-refinance-loans)
- [Submit a Loan Request](https://riversidepark.capital/apply)

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Source: Riverside Park Capital — https://riversidepark.capital/commercial-real-estate-loans